Build with Confidence — Construction Loans

Ground-up or major renovation, we’ll structure the right draw schedule and terms for your project.

Get a Construction Loan Quote

Quick, step-by-step form.

Full Name

Email Address

Phone Number

Construction Type

Intended Occupancy

State the Property is Located In?

Property Type

Subject Property ZIP Code

Land Status

Land Purchase Price / Current Land Value (If Owned)?

Costs of Construction?

As-Completed Value (Appraised/Estimated)

Desired Loan Amount

Will a licensed General Contractor be used?

Yes

How Many Ground Up Projects Have You Successfully Exited In the Last 3 Years?

Permits Status

Estimated Timeline (months)

Best time to reach you? (optional)

Anything else? (optional)

I agree to be contacted about my mortgage options.

Why Borrowers Choose Our Construction Loans

Flexible Draw Schedules

We align disbursements with your build stages to keep crews moving and cash flow smooth.

Ground-Up & Major Renovations

From lot purchase to vertical construction and finish, we tailor terms to the project scope.

Contractor Friendly

Licensed GC options, transparent inspections, and quick turns on draw requests.

Clear Turnaround

Straightforward requirements so you can focus on building, not paperwork.

New Construction, Done Right

Build-to-Rent or Build-to-Sell—if your site is entitled and shovel-ready, we can help you go vertical. From single infill homes to small 1–4 unit developments, our construction loans are designed for speed, flexibility, and reliability so you can take a project from dirt to done.

Leverage & Limits

Up to 90% LTC
Up to 70% of ARV
Loan sizes: $100k–$5M
1–4 unit projects

Terms & Payments

19- or 24-month terms
Interest-only on drawn balance
Rates from 9.45%^†

Draws & Extras

Fast draw process — funds in about 4 business days
Cash-out refi option available upon completion (No Seasoning Required)
Use your fix & flip experience to qualify

90%

High-leverage LTC to keep more of your cash working.

Build Faster

Straightforward underwriting and quick inspections help you maintain momentum.

No Income Documentation Required

Built for BRRRR or Retail Sale

Exit with a sale or hold and refi—your strategy, your timeline.

† Rates, terms, and eligibility subject to credit, property, underwriting, and market conditions. This is not a commitment to lend.

Still Have Questions About New Construction Loans?

Need more details or ready to go? We’re here to help you structure the build and get it done.